Payments
Get paid sooner, with any payment gateway
Bring your own gateway with no transaction fees from ToolSwift, plus net terms, ACH, cards and Konek tied to each customer's credit limit and AR status.
Book a DemoGeneral
Analysis
Customer
Sales Channels
Integrations
Payments
Applied and unapplied payments
Total applied
$38,795
Total unapplied
$0.00
Overdue
$0.00
Payment gateway agnostic
Bring your own payment gateway
ToolSwift is payment gateway agnostic. We integrate with just about any gateway, so you keep the one you already have, along with the rates and the relationship you have built with them.
With ToolSwift
- No transaction fees from ToolSwift
- Your gateway, your rates, your existing relationship
- Cards, ACH, net terms and Konek, tied to each customer's credit
- Payments applied to invoices in your dashboard
How a payment flows
- 1
Customer checks out
They choose card, ACH, bank payment or net terms, within their credit limit.
- 2
Your gateway processes it
The payment goes through the gateway and relationship you already have.
- 3
Applied to invoices
ToolSwift applies it to the right invoices, in full or in part.
- 4
Reconciled and synced
Payment and invoice records stay in step with your ERP.
Payments
Credit-aware checkout
Customers pay by card, ACH, on account or from their bank, and each option respects their credit limit and receivables status, so you take on only the exposure you choose.
- Net terms, ACH, cards and Konek at checkout.
- Credit limits set per customer.
- Payment options shown to match each customer's account.
Amount due
$4,812.60
Card •••• 4430
Surcharge applies
ACH •••• 6390
No surcharge
Net 30 terms
On account
Accounts Receivable Management
Accelerate cash flow with smart AR management
Keep cash moving by seeing who owes what and making it easy for customers to pay.
- Monitor overdue balances in real time.
- Send bulk payment requests in a few clicks.
- Share payment links with customers by SMS and email.
- Track the status of every payment request instantly.
- Set credit limits per customer to control how much exposure you take on.
General
Analysis
Customer
Sales Channels
Integrations
Accounts receivable
Open balances and payment requests
Outstanding
$121,043
Collected
$38,795
Overdue
$12,230
Requests sent
14
Track Payments
One dashboard. Every payment. Total control.
Stop piecing together payments from different places. Every payment your customers make shows up in one dashboard.
- See credit card, cash and credit balance payments together.
- Track payments and disputes at a glance.
- Filter and organize thousands of transactions with ease.
- Apply payments to invoices in full or in part.
General
Analysis
Customer
Sales Channels
Integrations
Payments
Applied and unapplied payments
Total applied
$38,795
Total unapplied
$0.00
Overdue
$0.00
Payment Details
A complete record behind every transaction
Open any payment to see the full details, ready when a customer or your bookkeeper asks.
- Comprehensive details for each payment.
- Transaction statuses and payment methods.
- See which invoices a payment was applied to.
- Accurate, detailed records for reconciliation.
General
Analysis
Customer
Sales Channels
Integrations
Payment #PT-00064
Transaction details
Payment
Applied to invoices
Konek Integration
Credit-card-free payments with Konek
Let customers pay straight from their bank account, so large building-material orders do not have to go on a credit card.
- Accept direct bank payments through Konek.
- Offer secure options like Interac Direct.
- Provide a credit-card-free checkout experience.
Order total
$12,230.00
Pay from your bank
Konek · Interac Direct · no card needed
Credit card
Through your payment gateway
Net 30 terms
On account, within your credit limit
Invoices
Zero-effort B2B invoice management
Keep every invoice organized so your team always knows what has been billed and what is still waiting to be paid.
- View the invoices of all your B2B clients in one place.
- Track statuses: paid, pending and overdue.
- Get quick, detailed access to invoice information.
General
Analysis
Customer
Sales Channels
Integrations
Invoices
Every invoice for every customer
What your customer sees
Customers pay from their own account
Customers see what they owe and what they have paid, pay statements and invoices themselves, and download records whenever they need them, in the browser or the mobile app.
- Credit limit, available credit and balance.
- Payment history and payment updates.
- Downloadable invoices and statements.
General
Payments
View payments for Demo Builders Ltd.
Total Applied Amount
$4,812.60
Total Unapplied Amount
$0.00
Credit-aware
Checkout that respects each customer's credit
Net terms, ACH, cards and Konek are tied to each customer's credit limit and receivables status.
Works with
CRM
Profiles, pricing, credit and product access.
Orders
Every order from every channel, in one place.
Integrations
ERP, catalogs, payments, shipping and marketing tools.
Common questions
What does payment gateway agnostic mean?
ToolSwift integrates with just about any payment gateway, so you use the one you already have and the relationship and rates you have with them.
Does ToolSwift charge transaction fees?
No. ToolSwift adds no transaction fees. You pay your payment gateway under the terms you already have with them.
Which gateways can we use?
Moneris, Stripe, Square, Clover and VersaPay are connected, and Konek is available for bank payments. Because ToolSwift is gateway agnostic, other gateways can be integrated too.
Can customers pay without a credit card?
Yes. Konek offers direct bank payments, including Interac Direct, for a credit-card-free checkout.
Can I send payment requests in bulk?
Yes. Send bulk payment requests and share payment links by SMS and email, then track each request's status.
Can customers pay in part?
Yes. Payments can be applied to invoices in full or in part, and you can see which invoices each payment covered.